With SEAT/CUPRA insurance, you are always safe on the road with your new car. Regardless of which SEAT or CUPRA model you choose, you will enjoy comprehensive protection and services.

Exclusive benefits for SEAT/CUPRA drivers

Put together your own insurance coverage from a range of attractive solutions and supplementary insurance options. Individual, flexible, just the way you want it.

In the event of a claim, costs and service are what matter

Deductible advantage:

If you have the collision damage repaired by a partner garage authorised by AXA, you benefit from a reduced deductible. You pay CHF 500.- less.

Write-off or theft:

In the first two years of using your new car, you will receive 100% of the value as new (maximum purchase price). From the third year onwards, the compensation is also significantly higher than the regular current value.

Replacement vehicle service’ additional insurance:

If your car is no longer roadworthy due to an accident or breakdown, we will cover your travel and transport costs or finance a replacement vehicle, up to a maximum of CHF 1,000.-

Other attractive advantages and additional insurance policies

  • Personal care and support – for all your needs
  • 24-hour phone for immediate assistance and claims notification – even from abroad
  • Flexible policy – thanks to the modular Volkswagen car insurance, you decide individually what you wish to insure and how long the policy should last.
  • Europe-wide roadside assistance – wherever you are, with us you will always remain mobile in the event of damage or a breakdown. In an emergency, we also take care of vehicle repatriation and ensure that you get from A to B.
  • Optional additional cover ‘Parking damage Plus’ – if your car is damaged by unknown persons, we will pay the repair costs. With no annual limit on the number of losses and the amount of the costs.
  • ‘Items transported in the vehicle Plus’ additional insurance – whatever you have with you in the car, purchases, professional belongings or electronic devices such as smartphones, navigation devices, etc., in the event of theft or damage due to an accident, everything will be replaced for a maximum of CHF 2,000.-.

SEAT/CUPRA car insurance

An overview of your benefits

Third-party liability insurance (mandatory)

Third-party liability insurance is mandatory in Switzerland and a legal requirement for registering your car. That’s because a car accident can quickly become expensive – especially if someone gets injured. It covers damage that your car causes to other vehicles, animals or objects. At the same time, it protects you against unwarranted or excessive claims for damages. Maximum coverage is CHF 100,000,000.– for each loss event.

Comprehensive insurance (partial comprehensive and collision coverage)

Partial comprehensive coverage

If your car is damaged, partial comprehensive coverage will cover the costs. Covered cases include: theft, malicious damage (e.g. wing mirror snapped off), weather-related damage (e.g. hail, rockfall, chips), fire, damage from martens or other animals, window glass breakage. With partial comprehensive coverage, you also receive Europe-wide breakdown assistance at no extra cost. This ensures that you can get from A to B at any time, even after a breakdown.

Collision coverage

As a complement to partial comprehensive coverage, collision coverage insures against any damage that you cause to the car yourself. This includes bodywork damage or a total loss that might arise as a result of a rear-end collision that is your fault or in a collision with a pillar, wall, street sign, etc.

Supplementary insurance
Replacement vehicle service 

If your car is no longer roadworthy after an accident or breakdown, we will cover your travel and transportation costs or pay for a replacement vehicle up to a maximum of CHF 1000.–.

Supplementary insurance
Parking damage PLUS

If your car is damaged by an unknown party, we will pay the repair costs. And there’s no annual limit on the number of claims or the costs.

Supplementary insurance
Bonus protection and gross negligence

Accident-free driving reduces the amount of your car premiums each year. The lowest level of premium is just 30%. Bonus protection guarantees that you don’t lose your no-claims bonus in the event of an accident. And if the accident is the result of gross negligence, you don’t have to worry about recourse or reduced coverage.

Supplementary insurance
Passenger accident insurance

In the event of an accident, we will support you and your passengers financially by covering the treatment costs or, in the worst case, paying invalidity or death benefit. This applies even if you as the policyholder are driving someone else’s car.

SEAT/CUPRA car insurance

Are you interested in SEAT/CUPRA car insurance?

The insurance carrier of SEAT/CUPRA VersicherungsService is AXA Versicherungen AG.


More than just a service – what you can expect from us


Greater safety

Comprehensive quality check

Best workshop equipment 

Expert advice

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Top deals

Wide product range

High-quality spare parts

Attractive add-ons


Best service

Highly trained service staff

Collection and delivery service

Service network throughout Switzerland